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Financial Institutions / Agent Banks

OnePay offers financial institutions a referral program that allows our partners to completely outsource their payment processing services, including sales, risk management, boarding and support. Our program allows banks to grow a successful merchant account portfolio, while outsourcing the liability, overhead and dedicated support staff associated with such portfolios.

Payment Processing Services

  • Credit Card processing, clearing & settlement Visa, MasterCard, American Express, Discover, Diners Club and JCB
  • Debit Card processing Maestro, Interlink, Star Systems, Pulse, NYCE
  • Gift / Loyalty and Stored value card programs State-of-the-art gift and loyalty stored solutions. The store value, $75 billion market, is growing at double digit rates.
  • On-line payment gateway For eCommerce and MO/TO businesses

Terminal Management

  • Support all major terminals Hypercom®, VeriFone, Lipman®, Nurit among others
  • Sale and leasing options available Flexible, cost effective monthly plans
  • Programming and deployment services Available nationwide
  • Support and service Available 24 x 7 x 365.

Risk Management

  • Underwriting of merchant accounts OnePay assumes merchant liability
  • Compliance evaluation We ensure merchants remain compliant with Visa/MasterCard association regulations
  • Risk monitoring Daily monitoring of merchants activity allows us to prevent fraud and minimize portfolio risk
  • Account reviews Review of accounts allows us to adjust to merchant’s payment processing needs.

Back Office Services

  • Account Boarding Full account boarding with processors and acquirer
  • Merchant support 24 x 7 technical and service support
  • Statements Detailed monthly statements issued
  • Notifications Provide regular notification to merchants of any interchange or association changes
  • Relationship Management Larger accounts requiring dedicated support are assigned a relationship manager.
  • Notification & Processing OnePay offers a rapid notification process for merchants to quickly address chargebacks
  • Reconciliation We provide merchants retrieval services for support documents required for the reconciliation